Terms and Conditions

Effective From: 22-05-2021

Welcome and thank you for visiting our website. Please thoroughly review our Terms and Conditions to understand your rights and obligations as they are a legally binding agreement between you, the user, and us, Creditbulls .

Legal Notice

The Terms and Conditions (“Terms”, “Conditions”, “Policies”) detailed on this particular webpage and those referenced in this article apply to everything under the domain www.creditbullsindia.com (the “Site”). Your use of our website is voluntary, and by continuing to access, navigate through, interact with or transact on our site, you automatically agree to all our Terms without limitation.

The headings throughout this Agreement are for your convenience and they do not limit the effect of the extent of these Terms. If you do not accept any of these Terms, you understand that your use remedy is to discontinue the use of or access to this Site.

General Conditions

Creditbulls  has the sole right to terminate or deny services to anyone as per our sole discretion. You consent to the transfer of your identifiable information (excluding credit card, debit card, or other financial details) may be transmitted over several networks in an unencrypted state or modified to align with the requirement of the connected devices or networks.

You also promise to refrain from copying, reproducing, selling, or abusing any part of our Site’s services, points of contact, or access to services provided thereon without our express consent in written form. Failure to do so may result in termination of service or legal action depending on the violation.

Site Registration Policy

To access, navigate through or interact with this Site, you must be at least eighteen (18) years old, mentally sound, and not forbidden by any law to contract. The use of this Site on behalf of another individual should be with their express consent. While our website is accessible to minors below the age of eighteen (18), we do not knowingly collect their personal information and we strongly recommend the use of parental tools to prevent the disclosure of such information.

Access to this Site’s services will be granted to users upon completion of their registration process, verification of KYC (Know-Your-Customer) requirements, and acceptance of all Terms upon submission by clicking on the “Accept” and “Submit” button. You may also be required to complete the registration process using a unique one-time-password (OTP) sent to your email address or registered mobile number.
By continuing to register to our Site, you authorize and consent to Creditbulls sending you marketing and promotional content via email, phone calls, text messaging, and other media.

Site Prohibitions

To protect our Site, we prohibit all our visitors and users from doing the following:

1. Contravening any laws applicable and infringing copyright and intellectual property laws and rights.

2. Soliciting others into the performance of illicit acts

3. Submission of falsified or manipulated information.

4. Abusing, victimizing, humiliating, harassing, defaming, vilifying, or demeaning others based on sexuality, gender, ethnicity, race, religion, disability, or country of origin via comments, submissions, posts, and other forms of media.

5. Transmitting malicious code, viruses, obscene material, offensive content, and or anything that infringes copyright laws, trademarks, patents, and other intellectual property rights.

6. Faking your identity, impersonating or misrepresenting other parties.

7. Submitting inaccurate or false information.

8. Spamming, hacking, scraping, pharming, phishing, or pretexting of any kind.

9. Obstructing our Site’s services or security features.

Violating these prohibitions may result in legal action from Creditbulls as all our users are legally bound to these Terms.

Warranties of Service

Your use of this Site’s services represents and warrants:

1. Your citizenship as an Indian or jurisdiction under applicable Indian laws.

2. You are at least 18 years old and your use of this Site does not infringe any applicable laws.

3. You have provided accurate, up-to-date, complete, and true information about yourself.

4. You will use this website for personal, non-commercial use.

Privacy Policy

We promise to safeguard your private data to protect your identity online. To learn more about the measures we take to make it possible and how we use the information we collect from you, please take a look at our Privacy Policy.

Third-Party Sites

Any third-party links available on our site are not governed by any of our Terms, and by following such links, you are doing so at your own risk. Visitors and users of our site are not allowed to display or frame any part of our Site in part or as a whole without our express permission in written form.


By submitting any material, content, information, or ideas to us through any form of media, you automatically surrender and transfer your entitlements, rights, and interests to Creditbulls . You are fully aware that Creditbulls  is not obliged to safeguard any information sent to us (excluding that which is governed by our Privacy Policy), and we can utilize it freely without restriction, the author’s consent, legal consequences, or compensation.

Any submissions originating from third parties made available to us by users imply that the user has the express written consent of such parties granting us unrestricted access to it.


You vouchsafe to indemnify and deem Creditbulls and all its associates, subsidiaries, partners, affiliates, third-parties, shareholders, agents, directors, officers, employees, and contractors from all liabilities, damages, losses, claims, expenses, costs, or actions inclusive of reasonable attorney’s fees incurred by Creditbulls as a result of your breach or violations of these Terms and the documentation they incorporate by reference or the infringement of any legal regulations or rights of any third party.


We reserve the sole right at our discretion to update, modify or delete any part of our Terms and Conditions with or without prior notice. You hereby acknowledge that the responsibility of reviewing such amendments solely lies with you.

Dispute Resolution and Arbitration

If a dispute arises between you, the user, and Creditbulls , you agree to expedite such occurrences and relieve claims or dispute costs arising from your use of our site out of court before initiating any out-of-court arbitration or settlements.

The informal negotiation begins when you receive a notice in written form from Creditbulls and your identifiable information will be extracted from the Creditbulls  database to establish further communication.

Disclaimer of Warranties and Liability Limitations



Your use of this website is at your sole risk. Creditbulls reserves the sole right to change or update any of the content, services, and material on this site with or without prior notice. Moreover, you understand that we shall not be held accountable for outdated material on this site, and updating such material will be at our sole discretion.


If a court of jurisdiction or any other legal entity deems any clause of these Terms unenforceable or void, it will be nullified. This action, however, will not affect the remaining Terms and they shall be enforced to their fullest extent. Our inability to enforce any part of these Terms and Conditions will not be regarded as a waiver of such rights or any other clauses in these Terms.

Entire Agreement

This article in its entirety encompasses the entire agreement of all parties involved, and it supersedes all prior agreements and those presently in existence between the user and Creditbulls . Waivers to any provisions of these Terms should be in writing and signed off by a Creditbulls Representative.

Governing law

The Terms and Conditions detailed on this page, governing Creditbulls website and operations fall under the laws governing India.

Contact Us

Creditbulls welcomes all your inquiries, feedback, and concern you may wish to address regarding our Terms and Conditions. You can connect with us by:

Sending us an email at: info@creditbullsindia.com

Giving us a call at: +91-95-5809-5809